Lease to Own - How It Works

WE CAN HELP!!!

At Gelven Properties LLC, we offer a "Lease to Own" option, which is geared towards helping people who have less than perfect credit and who can not currently qualify for a home loan. I can put you in one of my houses to lease from me, while my team goes to work on your credit. Most people who rent today, do so because they are unable to qualify for a loan, due to lack of money, poor credit, past financial mishaps or are just uneducated on steps to take to improve their financial situation.

I have put together a team of people who are incredibly smart, talented and experienced in their respective fields. I work with a mortgage loan officer (Dustin Lillidahl, of Midwest Mortgage Capital). Dustin will help secure a loan for you which best suits your individual needs at the best possible rate and as little money down as possible. I also work with a Credit Repair Specialist (Ben Dodd of Freedom Credit Solutions). He will help to repair your credit to the point that you are qualified to secure a loan to purchase the house you are leasing from me. This is usually done within 90 to 120 days, depending on what your current credit score is and how much repair needs to take place.

The houses I own are fixed up like brand new from top to bottom. They all have updated electric and plumbing, new flooring (tile,wood,carpet), new kitchen cabinets, new countertops, updated bathrooms, fresh paint, brand new stainless steel appliances, including refrigerator (with full warranties), and much, much more. Upon closing, I also purchase a 1 year home warranty for you. This would cover any unforeseen problems with the house for the first year of ownership.

In addition, if I don't have a current property that suits your needs, you can still benefit greatly from working with me. You can tell me what style house you are looking for and I can find one that resembles your needs and put my crews to work rehabbing the house to like new condition. The benefit of doing this is that you can choose your cabinets, flooring, paint and fixtures so that we can design it to your taste.

This is how the program works:

It is a very simple and harmless process. I have sold homes to people who never believed it was possible to own their own home. So, if you are tired of throwing your money away in rent with nothing to show for it and would like to build equity in your very own home, this is your chance!

You must first be pre-qualified to start this unique program. This entails a few key requirements:

Please feel free to call us with any questions. We look forward to the opportunity to help you repair your credit and qualify you for a loan to purchase your very own home!

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